Terminal Illness Cover
Legal & General's life insurance and mortgage life insurance policies include terminal illness cover at no extra cost. This means that the policy will pay out the full amount if you are diagnosed with a terminal illness rather than when you die.
Please take note of the following conditions:
- You'll need to be eligible to claim so, for example, if you've stopped paying your premiums, your policy may not pay out.
- By terminal, we mean: 'suffering from an advanced or rapidly progressing incurable illness where in the opinion of the Legal & General's medical officer, your life expectancy is less than 12 months'.
- Terminal Illness Cover is not available during the last 18 months of your life insurance, or mortgage life insurance policy term and is only available on plans with a term of at least two years.
- Once a terminal illness claim has been accepted, your life insurance, or mortgage life insurance plan will end and no more pay outs can be claimed. No premiums will be payable either and the policy will cease.
- If, after a terminal illness claim has been accepted, you survive to the end of the term, you will not have to pay back the terminal illness payment received. However, no further pay outs can be claimed on the policy and the policy will cease.
More information
Yorkshire Building Society introduces its customers to Legal & General for the purposes of advising on and arranging life assurance and investment products bearing Legal & General's name.
