You can save as little as £3,000 in our Protected Capital Accounts, using either Cash ISA’s savings or direct deposits, or a mixture of the two.
You can apply online, in branch or by post for either or both of our 6-year term Plans, Fixed Growth 7 and Tracked Growth 40. If you hold the Plan for the full investment term your capital is protected Your money is protected in the same way as any other bank or building society account you may have. Should Yorkshire Building Society default there is no protection or guarantee provided by Credit Suisse or any other third party.. Early exit fees apply**
If the FTSE® 100 index falls below 60% of its starting level at anytime during the 6 year term, you'll get 6.15% gross payable on maturity, equivalent to 1.00% AER. However as long as the FTSE® 100 Index doesn't fall below 60% of its starting level at anytime during the 6 year term, you’ll achieve 33.25% gross payable on maturity, equivalent to 4.90% gross/AER.
Benefit from potential growth in the stock market and at maturity you will earn at least the minimum growth of 16.25% gross (equivalent to 2.54% AER) plus your investment back if you hold the Plan for the full investment term. If the FTSE® 100 Index performs well, you could receive growth of up to 48% gross (equivalent to 6.75% AER).
PCA Annual Income 6
A 6 year plan with an annual return determined by the performance of the FTSE® 100 Index over 6 annual periods.
PCA Tracked Growth 39
A 5 year Tracked Growth Plan benefiting from potential growth in the FTSE® 100 Index.
You can get more information about these Plans by visiting your local branch or calling our friendly call centre staff.
The Protected Capital Account is distributed by Yorkshire Building Society who is also the Deposit Taker. Credit Suisse International is the Account Manager.
** Except in the event of death where no early exit fees will apply.
Your money is protected in the same way as any other bank or building society account you may have. Yorkshire Building Society is therefore obliged to repay your original investment in full at maturity. Should Yorkshire Building Society default there is no protection or guarantee provided by any other third party.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).
