We offer a wide range of mortgages including fixed rates, offset, trackers, and some for first time buyers. We also have specialist mortgages like Fresh Start tailored for people starting again after the end of a relationship.
Click on the panels below to see our current mortgages.
Please note:
Fix the interest you pay for extra peace of mind
| Minimum Deposit |
Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
|
| |||
| 25% |
Minimum loan £75,000 |
4.89% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.0% APR |
|
25% |
Minimum loan £25,001 |
5.29% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.9% APR |
| 25% |
Minimum loan £75,000 |
5.74% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.7% APR |
| 25% |
Minimum loan £25,001 |
6.29% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.0% APR |
| 10% |
Minimum loan £75,000 |
6.09% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.2% APR |
| 10% |
Minimum loan £25,001 |
6.69% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.5% APR |
| Minimum Deposit |
Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
|
| |||
| 25% |
Minimum loan £75,000 |
5.74% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.5% APR |
|
25% |
Minimum loan £25,001 |
5.49% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.8% APR |
| 25% | Minimum loan £25,001 |
6.29% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.7% APR |
| 10% |
Minimum loan £75,000 |
6.09% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.0% APR |
| 10% |
Minimum loan £25,001 |
6.69% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.3% APR |
| Minimum Deposit |
Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
|
| |||
| 25% |
Minimum loan £75,000 |
5.74% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.3% APR |
|
25% |
Minimum loan £25,001 |
5.49% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.6% APR |
| 25% |
Minimum loan £25,001 |
6.19% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.5% APR |
| 10% |
Minimum loan £75,000 |
6.09% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.0% APR |
| 10% |
Minimum loan £25,001 |
6.59% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.1% APR |
| Minimum Deposit |
Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
| 25% |
Minimum loan £75,000 |
5.84% until 31/10/18 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.0% APR |
| 25% |
Minimum loan £25,001 |
6.09% until 31/10/18 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.3% APR |
| 10% |
Minimum loan £75,000 |
5.99% until 31/10/18 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.4% APR |
| 10% |
Minimum loan £25,001 |
6.49% until 31/10/18 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.8% APR |
Combine your mortgage and your savings to make your money work harder.
| Minimum Deposit | Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
|
| |||
| 25% | Minimum loan £75,000 | 6.09% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.5% APR |
| 25% | Minimum loan £25,001 | 6.59% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.4% APR |
| 10% |
Minimum loan £75,000 | 6.29% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.5% APR |
| 10% | Minimum loan £25,001 |
6.79% until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.6% APR |
| Minimum Deposit | Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
|
| |||
| 25% | Minimum loan £75,000 | 6.09% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.0% APR |
| 25% | Minimum loan £25,001 | 6.59% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.2% APR |
| 10% |
Minimum loan £75,000 | 6.29% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.2% APR |
| 10% | Minimum loan £25,001 | 6.79% until 31/10/11 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.4% APR |
| Minimum Deposit | Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
|
| |||
| 25% | Minimum loan £75,000 | 6.19% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
6.8% APR |
| 25% | Minimum loan £25,001 | 6.59% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.0% APR |
| 10% | Minimum loan £75,000 | 6.39% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.0% APR |
| 10% | Minimum loan £25,001 | 6.79% until 31/10/13 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.2% APR |
| Minimum Deposit | Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
| 25% | Minimum loan £75,000 | 6.29% variable (BoE base rate + 1.49%) For the term of the mortgage. |
6.8% APR |
| 25% | Minimum loan £25,001 | 6.69% variable (BoE base rate + 1.79%) For the term of the mortgage. |
7.1% APR |
| 10% | Minimum loan £75,000 | 6.49% variable (BoE base rate + 1.69%) For the term of the mortgage. |
7.1% APR |
| 10% | Minimum loan £25,001 | 6.89% variable (BoE base rate + 1.99%) For the term of the mortgage. |
7.3% APR |
Products designed for the first time buyer - help with legal fees.
| Minimum Deposit | Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
| 10% | Minimum loan £25,001 | 6.69% until 31/10/13, then 6.90% variable (our SVR) for the remaining term of the mortgage |
7.0% APR |
| 10% | Minimum loan £25,001 | 6.69% variable (BoE + 1.69%) until 31/10/10, then 6.90% variable (our SVR) for the remaining term of the mortgage |
7.1% APR |
Track the Bank of England's base rate for a set period.
| Minimum Deposit |
Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
|
| |||
| 25% | Minimum loan £75,000 | 6.09% (BoE + 1.09%) or 6.19% (BoE + 1.19%) variable until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.1% APR |
| 25% |
Minimum loan £25,001 |
6.39% (BoE + 1.39%) or |
7.1% APR |
| 10% | Minimum loan £75,000 | 6.39% variable (BoE + 1.39%) until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.2% APR |
| 10% | minimum loan £25,001 | 6.69% variable (BoE + 1.69%) until 31/10/10 Then 6.90% variable (our SVR) for the remaining term of the mortgage. |
7.1% APR |
Mortgages tailored for people starting again after the end of their relationship.
| Minimum Deposit | Loan Size | Interest rate | The overall cost for comparison: |
|---|---|---|---|
| 10% | Minimum loan £25,001 | 0.00% fixed for 6 months, then 7.29% fixed until 30/11/13, then 6.90% variable (our SVR) for the remaining term of the mortgage |
7.0% APR |
| 10% | Minimum loan £25,001 | 0.00% for 6 months, then 6.75% variable (BoE+ 1.75%) for 6 months, then 7.00% variable (BoE+ 2.00%) until 30/11/13, then 6.90% variable (our SVR) for the remaining term of the mortgage |
6.8% APR |
Our Standard Variable Rate (SVR) is 6.90%.
The Bank of England's (BoE) Base Rate is variable and is currently 5.00%.
Please note: You should read our additional mortgage information in conjunction with the current product details.
Estimate your monthly payment using our quick Cost calculator.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, credit cards, loans, mortgages and more.
Get in touch with us:
Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).
