Mortgages

2 year fixed rate until 30 November 2010 - Min 25% deposit

The details of this mortgage product should be read in conjunction with Additional Mortgage Information.

 

Home movers & remortgages

Remortgages with fee assistance

Interest rate:

5.99% until 30/11/10 then
6.60% variable (our Standard Variable Rate) for the remaining term of your mortgage

The overall cost for comparison is:

6.7% APR

6.7% APR

Fee Assistance:

None

Free legal service and free valuation.

Product Available for:
  • First Time Buyers
  • Customers remortgaging from another lender
  • New customers moving home
  • Existing YBS borrowers moving home
  • Customers remortgaging from another lender
Product Fee:

£495

  • £195 of this fee is payable on application and is non refundable
  • £300 is added to your mortgage account unless paid prior to or on completion. Interest will be charged on any amount added.
Minimum
Loan:

£25,001 Minimum

Maximum Loan to Value:

75%

Higher Lending Charge:

None

Early repayment charge:
  • 3% before 30/11/10

If the product is repaid in full or in part, or transferred (in full or in part), an early repayment charge is payable as described above. However, overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. Any amount repaid over the 10% limit will incur a charge of the percentage specified on the excess amount.

Mortgage Fee:

£90 (payable on redemption of your mortgage)


 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, credit cards, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).