Mortgages

2 year fixed Offset until 30 November 2010 - No product fee

The details of this offset mortgage product should be read in conjunction with

» Read more about how Offset works
» Is it right for you? Try our interactive case studies.

 

Home movers & remortgages

Remortgages with fee assistance

Interest rate:

6.99% until 30/11/10 then
6.60% variable (our Standard Variable Rate) for the remaining term of your mortgage

The overall cost for comparison is:

6.9% APR

7.0% APR

Fee Assistance:

None

Free legal service and free valuation.

Equivalent Savings Rate:

8.74% basic rate taxpayer
11.65% higher rate taxpayer

Product Available for:
  • First Time Buyers
  • Customers remortgaging from another lender
  • New customers moving home
  • Existing YBS borrowers moving home
  • Customers remortgaging from another lender
Product Fee:

£495 of the loan amount

  • £195 of this fee is payable on application and is non-refundable
  • £300 is added to your mortgage account unless paid prior to or on completion. Interest will be charged on any amount added.
Minimum
Loan:

£25,001

Maximum Loan to Value:

85%

Higher Lending Charge:

None

Early repayment charge:
  • 3% before 30/11/10
The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed.
Mortgage Fee:
£90 (payable on redemption of your mortgage)


Your home may be repossessed if you do not keep up repayments on your mortgage.

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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, credit cards, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).