Mortgages

Full Term Offset Tracker - Min 10% deposit

The details of this mortgage product should be read in conjunction with Additional Mortgage Information.

  Home movers & remortgages
Interest rate: 6.69% variable (BoE base rate + 1.69%) for the full term of the mortgage.
The overall cost for comparison is: 7.1% APR
Equivalent Savings Rate: 8.36% basic/lower rate taxpayer
11.15% higher rate taxpayer
Product Available for:
  • First Time Buyers
  • Customers remortgaging from another lender
  • New customers moving home
  • Existing YBS borrowers moving home
Product Fee:

£495

  • £195 of this fee is payable on application and is non refundable
  • £300 is added to your mortgage account unless paid prior to or on completion. Interest will be charged on any amount added.
Minimum Loan: £25,001
Maximum Loan to Value: 90%
Higher Lending Charge: None
Early repayment charge:
  • 1% in year 1
  • The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the first year, which may have reduced the total amount borrowed
Mortgage Fee: £90 (payable on redemption of your mortgage)


 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, credit cards, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).