Fixed Rate Bonds

We've just launched a limited issue† Fixed Rate Bond. Our limited issue† Fixed Rate Bonds provide you with a guaranteed rate for a fixed period of time, giving you the peace of mind of knowing exactly what return you will receive and that your capital is secure.


Key features

  • Ideal home for longer term savings
  • Interest rate fixed for the duration of the bond
  • Monthly or annual interest options
  • Save from as little as £1,000 up to £2 million
  • No withdrawals or early closure permitted during the term of the bond

Please be aware that once invested in this Bond doesn't permit access to your funds before the 31 October 2012.

More information

  1. Eligibility

    To open a Fixed Rate Bond, you must be aged 16 or over and must be a UK resident. An account can be held in your sole name, or jointly with one other eligible individual.

  2. Deposits

    There are various ways to pay money into your Bond while it is still open to new investors:

    Branch or Agency – cash or cheques can be deposited at any of our branches or agencies. To find your local branch click here.

    Bankers Automated Clearing Service (BACS) – transfer money directly to your Bond from another account.

    Faster Payments – We accept faster payments into our sort codes from UK banks offering an outward faster payment service to their customers. Standing orders, internet and telephone banking payments can be sent using this service, subject to payment limits.

    For details of our sort code for UK or abroad BACS payments view our manage your accounts page.
  3. Interest

    Fixed Rate Bond

    Interest paid until/Maturity Date

    2 year 31 October 2012

    Interest is payable on the 31 October 2011 and 31 October 2012. The interest may be added to the account or transferred to another account.

    Monthly interest is payable on the last day of the month and must be transferred to another account.
  4. Maturity

    This bond will mature into a 2 year Rollover Bond.

    With all maturity accounts, you will have full access to your funds during the first calendar month following your maturity date.

† Fixed Rate Bonds are limited issue products and can be withdrawn at any time. If you wish to make deposits to a Fixed Rate Bond we recommend that you arrange this immediately to avoid disappointment. Any payments received after the Fixed Rate Bonds have been withdrawn will be returned to you.

Summary box
Key Product Information for our Savings Account

Account Name Fixed Rate Bond
Interest rates (AERs)

Fixed rate paid annually or monthly. View interest rate

Tax Status
 or 
Conditions for bonus payment N/A
Withdrawal arrangements Withdrawals or closure are not permitted during the term other than in the following circumstance only; critical illness, terminal illness, the death of an account holder, or by court order. In these circumstances only, the deposit and interest to date will be paid.
Access

Account opening in branch or over the telephone. Transactions in branch, agency or directly using BACS

Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future.

How to apply for a Fixed Rate Bond

This savings account can be operated in various ways but must be opened at a branch, agency or over the phone.

Note: When applying for a YBS account you will need to verify your identity and address. Check our Verifying your Identity section for more details of what you may need to take with you.

To open an account

More information

  • Call us on 0845 1200 836 
    Lines are open: 8.00am to 8.00pm Monday to Friday, 9.00am to 1.00pm on Saturday

Related links


Call us on 0845 1 200 100*
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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).