If we offer you products or services from other companies (and you take these products you will be entering into a contract with the company concerned) we will share relevant information with them to obtain a quote and administer the service provided.

We are careful to choose reputable companies governed by regulatory bodies.

All relationships with third parties are controlled by a contract that safeguards the security and confidentiality of your information.

Unless you have indicated that you do not want to be contacted for marketing, we will use any details we have obtained, at any time, to communicate with you and will only do so by the methods you have chosen. We do not market to children.

If you are a member of an employee share scheme administered by us we

• Will use information provided by your employer to check your eligibility
• May disclose information about your scheme participation to your employer for the purpose of administering the account
• Notify you of additional products and services that may be of interest to you unless our contract with your employer prohibits us from doing so or you have told us that you do not want us to do this.

These relationships are controlled by contractual agreements that protect the confidentiality and security of your personal information and other disclosures will only be made with your consent or if there is a legal requirement to do so.

You should note that ordinary email is not secure. Please do not send us any confidential information via email. Similarly, we will not use email to send confidential information about your accounts to you unless you specifically request, and agree to, this. For your own protection, please do not include confidential or other personal information in any unprotected e-mails you send to us.

We use technical methods (called “cookies”) to identify what stage in an application process you are at, improve your experience by making it quicker and easier for you to use the site, identify how effective our advertising is and provide you with information in the future we believe is relevant to you. No personal information is captured unless you proceed with an application at which point details of where your enquiry originated will be linked to your customer record. You can block or delete cookies from this site in your browser settings. To find out how to delete cookies visit www.aboutcookies.org. By doing this your experience may be affected and parts of this site may not work. By continuing with an enquiry/application you will be consenting to the use of cookies as explained.

All communications with us may be monitored/recorded to improve the quality of our service, staff training and for your protection and security.

This Privacy Policy only covers you while you are on our site. Once you click on a link to another website, the Policy no longer applies.