Welcome to Yorkshire Building Society | YBS
More interest for our savers
In 2023, our savers got £441m more interest than the market average.
YBS Group average savings rate compared to Rest of Market average rates. Source: CACI’s Current Account and Savings Database (CSDB), Stock. Data period January – December 2023.
Manage your money online
You can look after your savings or mortgage online. It only takes a few minutes to register.
First time buyers
Discover our £5k Deposit Mortgage and First Home eSaver, exclusively for first time buyers.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Helping you
Interest is paid gross i.e. without tax being taken off on all our savings accounts - ISA accounts pay interest tax-free. Tax-free means that interest is not subject to income tax.
AER stands for the Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
Variable rate of interest means the interest rate payable on your account can change and move up and down.
Tax-free means that interest is not subject to income tax.