Why choose Yorkshire Building Society? | YBS
We’re owned by our members, so it's all about you.
What makes us better?
We’re a building society, also known as a mutual. That means we’re owned by you, our members. We don’t have shareholders, so you don’t need to split the profits with them. It means we can offer better products and services.
We reward your loyalty
Been a savings or mortgage member for over a year? You could get exclusive savings rates.
Been a savings member for over a year but don’t have a mortgage yet? You could get an exclusive mortgage deal.
Not a member yet?
All you need to do is open a savings account or mortgage with us.
Your money your way
Manage your money online
Through our website or savings app, whenever suits you.
Real people, real help
Need a friendly face? We’ve got over 200 face-to-face locations. And if you can’t come to us, you can phone our UK call centre.
Have your say
Join our online research community
We love to hear from you, so we can make things better.
Vote in our Annual General Meeting (AGM)
Our voting members get a say in who our directors are and more.
In the community
Teaching about money
We help young people get the best start by learning about money and careers.
Access to Citizens Advice
We have advisers from Citizens Advice in 45 of our branches. You don’t have to be a member to book an appointment.
Supporting charities
We have our own foundation as well as a charity partner.
Caring for the environment
We’re working hard to reduce our carbon footprint and we’re committed to Net Zero by 2050.
YBS Group average savings rate compared to Rest of Market average rates. Data Source: CACI’s Current Account & Savings Database (CSDB), Stock. Data period January – December 2023.