Easy Access Saver
- Withdraw as often as you want
- Open from £1Save up to £500,000
- Interest is paid once a yearOn 31 March
How much interest could you earn?
Here's how much you could get after 12 months:
| Balance | Interest earned |
|---|---|
| £1,041 | £41 |
This estimate is based on:
- opening the account on 1 April 2025
- monthly deposits on the first of every month
- the interest rate staying the same
- no money being taken out
- no extra money added in.
Summary Box
What is the interest rate?
Gross interest rate per year We do not take off income tax. | Annual Equivalent Rate (AER) |
|---|---|
| 4.10% | 4.10% |
AER helps you compare between accounts. It's the rate of interest if it was paid and added each year.
The interest rate is variable and can go up or down.
We work out your interest daily. It is paid on 31 March each year.
Can Yorkshire Building Society change the interest rate?
Yes, we can change the interest rate up or down. We will let you know if this happens.
The reasons why we could do this and how we will let you know, are in the General terms and conditions. You can find them in the "Interest, charges and changes" section.
What would the estimated balance be after 12 months based on a £1,000 deposit?
£1,041
We have based this on:
- the deposit added the day you opened the account
- the interest rate staying the same
- no money being taken out
- no extra money added in.
How do I open and manage my account?
To open this account you must be:
- a UK resident
- at least 16 years old.
How much can I save?
You can save from £1 to £500,000.
Can it be a joint account?
Yes.
How do I open this account?
You can open it online.
Can I open more than one?
No.
How can I manage my account?
You can manage your account online or on our mobile app.
Can I withdraw money?
Yes, you can withdraw money as often as you want.
For security reasons, you cannot withdraw money for the first 14 days after you open the account.
If you make a withdrawal using CHAPS, there will be a fee.
To keep your account open, you need at least £1 in your account.
You can close your account at any time.
Additional information
Whether you need to pay tax depends on your personal circumstances so could change in the future.
Ready to apply?
Please read the following documents.
Your eligible deposits with Yorkshire Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
