Regular eSaver
- Open from £1Save up to £250 a month for 1 year
- Interest is paid once1 year after you open the account
How much interest could you earn?
Here's how much you could get after 12 months:
| Balance | Interest earned |
|---|---|
| £3,075.39 | £75.39 |
This estimate is based on:
- deposits made on the first of every month starting 1 April 2025
- the interest rate staying the same
- no money being taken out
- no extra money added in.
Summary Box
What is the interest rate?
Gross interest rate per year We do not take off income tax. | Annual Equivalent Rate (AER) |
|---|---|
| 4.65% | 4.65% |
AER helps you compare between accounts. It's the rate of interest if it was paid and added each year.
The interest rate is variable and can go up or down.
We work out your interest daily. It is paid one year after you open your account.
Can Yorkshire Building Society change the interest rate?
Yes, we can change the interest rate up or down. We will let you know if this happens.
The reasons why we could do this and how we will let you know, are in the General terms and conditions. You can find them in the "Interest, charges and changes" section.
What would the estimated balance be after 12 months based on £250 a month deposits?
£3,075.39
We have based this on:
- deposits made on the first of every month starting 1 April 2025
- the interest rate staying the same
- no money being taken out.
How do I open and manage my account?
To open this account you must be:
- a UK resident
- at least 16 years old.
How much can I save?
You can open this account from £1 and save up to £250 each calendar month. This would be a maximum of £3,000 in one year, before your interest was added.
If you add more than £250 in a month, we will return the overpayment to you.
Can it be a joint account?
Yes.
How do I open this account?
You can open it online.
Can I open more than one?
No.
If you open this account, you cannot open the branch version of the same account as well. The branch version is called Regular Saver.
If you open more than one in your name, the most recent account will be closed. We'll move it to an online easy access savings account.
How can I manage my account?
You can manage your account online or on our mobile app.
Can I withdraw money?
You can withdraw money from this account on any 2 days a year, starting from the day you opened it. For example, if you opened the account on 2 May you have until 1 May the next year to make your withdrawals.
For security reasons, you cannot withdraw money for the first 14 days after you open the account.
If you make a withdrawal using CHAPS, there will be a fee.
To keep your account open, you need at least £1 in your account.
You can close your account at any time.
What happens after one year?
Your Regular eSaver will be transferred to an online easy access savings account. We'll send you full details of this account at least 14 days before your Regular eSaver ends.
Additional information
Whether you need to pay tax depends on your personal circumstances so could change in the future.
Ready to apply?
Please read the following documents.
Don't want to apply online?
Check out our Regular Saver. You can open this account in a branch or agency, or by post.
Your eligible deposits with Yorkshire Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
